Whenever good Virtual assistant borrower’s debt-to-earnings proportion was above the lender’s standards, it generally does not suggest that debtor must be refuted a great Va loan. For those points, lenders tend to turn-to a great borrower’s residual income so you’re able to obtain a good comprehension of the borrower’s cost-of-living. Residual income whilst can be applied this is basically the money remaining each month after all debt obligations was reduced, and you will basic monthly expenses was indeed taken care of. Continue reading